![]() However, you want to maintain a good credit score and you're not sure how financial intuitions might assess your creditworthiness. You've had an illustrious career and saved some money-but now you're ready to relax and enjoy your golden years and hard-earned money. You may also want to access to credit monitoring and identity monitoring services to keep your information safe as you learn and grow. ![]() Have you been making some money on your business idea, but don't know how to manage it or have the financial knowledge about how this could affect you? Enrolling in Chase Credit Journey can help jumpstart your financial knowledge so you can get ahead and make proactive choices about your new money-making ideas! Learn how to maximize your income and make smart choices-such as how your income can help improve your chances of getting approved by lenders. Credit Journey can help unlock insights into how to recover from any damage your score may have suffered and how to approach your financial health now that you've paid off your loan. Because payment history plays a large role in calculating your credit score, paying off loans can cause your credit to fluctuate. Just paid off your student loan bills? Finished your car payments and got the title to your vehicle? These are great moments to look into your credit and see how these payments have impacted your score. You'll also see how financing a loan could impact your credit score and how to improve it if it gets negatively impacted. Financial language can be confusing, but with Chase Credit Journey, you'll have tools like Credit Insider to guide you through the process with ease and confidence. Chase Credit Journey is here to help-when you enroll, you'll get access to many tips for how to manage your finances including ways to refinance a loan. Maybe you already took out a loan, but life has made you consider refinancing it so you can pay off some other bills. You'll also learn how your credit score at the time of the loan approval affects the total cost of your loan, including the kind of interest rates you'll be eligible for. You'll also get access to your free credit score, which updates every 7 days if you regularly use Credit Journey, so you can better understand how your loan affects your credit score. When you enroll in Chase Credit Journey, you'll be able to see how factors like taking out a loan will impact your score. For example, if you're looking into an auto loan, a good credit score will help get you lower annual percentage interest rates (APRs) and lower monthly payments. Having a low credit score can also prevent you from getting good rates. Whatever the reason, getting a loan can be more difficult if you don't know your score because you won't know what kind of rates you'll receive. Getting a loanĬonsidering taking out a loan for school? Maybe you need an auto loan to buy your next car. Your lender will want to see that you're reliable and a low risk with a solid payment history and a good credit history, which are key factors that go into calculating your credit score. Part of that guidance is instructing you how to build a good credit score. Looking to buy your first home? As you may already know, purchasing a home can be overwhelming, but Chase Credit Journey ® is here to help guide you. Learning this information in an easy-to-use, visual platform will help breakdown the complexities of credit and help you make the right financial choices. Chase Credit Journey will guide you through the process of understanding what credit is, why it matters, what your score means and the factors that impact it. When you enroll, you'll get access to your free credit score and a credit report, regardless of whether you bank with Chase or not. That's why enrolling in Credit Journey ® is perfect for those just starting out their credit journey. Maybe you never really understood what credit is-that's okay! We know personal finance is not something everyone inherently understands. Let's dive into some of the categories of people who should enroll in Chase Credit Journey-those who want to leverage a free, easy to use tool to unlock insights, guide decision-making and make better choices when it comes to credit. But what is it exactly? And is it for you? You've likely heard of this free online tool that can give you your free credit score. ![]()
0 Comments
Leave a Reply. |
AuthorWrite something about yourself. No need to be fancy, just an overview. ArchivesCategories |